Introduction and Scope

This Privacy Policy explains how Business FX Guide ("we", "us", "our") collects, uses, discloses, and safeguards information when you use businessfxguide.com (the "Site") and our foreign exchange, currency risk management, and conversion cost advisory services (the "Services").

This policy applies to information we collect:

• On the Site.
• In email, phone, and other communications between you and us.
• When you engage us for advisory services related to foreign exchange, currency risk, or conversion cost analysis.

It does not apply to information collected by third parties, including banks, payment processors, or other financial institutions you use independently of us.

By using the Site or Services, you agree to the collection and use of information as described in this policy. If you do not agree, please do not use the Site or Services.

Information We Collect

We collect information that you provide directly, information collected automatically, and information from third parties.

Information You Provide

• Contact and account details: name, job title, company name, email address, phone number, and business address.
• Business and financial information: details about your foreign exchange exposure, transaction volumes, currencies used, payment terms, and conversion costs that you share when requesting a quote, risk assessment, or advisory engagement.
• Communications: the content of your inquiries, feedback, and correspondence with us.
• Payment information: billing details and payment method information when you purchase Services. Payment card data is processed by our payment processor; we do not store full card numbers.

Information Collected Automatically

When you visit the Site, we collect:

• IP address, browser type, device type, operating system, and referring URLs.
• Pages viewed, time spent on pages, and interaction with site features.
• Cookies and similar technologies as described in the Cookies section below.

Information from Third Parties

We may receive information about you from business partners, publicly available sources, and service providers that help us verify business details or prevent fraud.

How We Use Your Information

We use the information we collect to:

• Provide, operate, and improve the Site and Services.
• Respond to inquiries and provide requested quotes, analyses, or advisory services.
• Analyze foreign exchange exposure and conversion costs based on the information you provide.
• Process payments and manage billing.
• Send administrative information, such as service updates and policy changes.
• Send marketing communications where permitted by law; you can opt out at any time.
• Detect, prevent, and address fraud, security incidents, and technical issues.
• Comply with legal obligations and enforce our agreements.

We do not sell your personal information. We do not use your business or financial information for purposes unrelated to the Services you request.

Legal Bases for Processing

If you are located in a jurisdiction that requires a legal basis for processing personal information, we rely on:

• Contract: to provide the Services you request.
• Legitimate interests: to operate our business, improve the Site, and prevent fraud, where those interests are not overridden by your rights.
• Consent: where we ask for it, such as for certain marketing communications.
• Legal obligation: to comply with applicable laws and regulations.

Data Security

We use administrative, technical, and physical safeguards designed to protect your information, including:

• Encryption of data in transit using TLS.
• Access controls limiting employee access to information on a need-to-know basis.
• Regular review of our security practices.
• Secure storage of documents and communications.

No method of transmission or storage is completely secure. We cannot guarantee absolute security. If we become aware of a breach affecting your personal information, we will notify you and relevant authorities as required by law.

Data Retention

We retain personal information for as long as needed to provide the Services, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we delete or anonymize it.

Sharing and Disclosure

We may share information with:

• Service providers that perform functions on our behalf, such as hosting, payment processing, email delivery, and analytics. These providers are contractually required to protect your information and use it only for the purposes we specify.
• Professional advisors such as lawyers and accountants, where necessary.
• Authorities when required by law, regulation, or legal process.
• Business transfers in connection with a merger, acquisition, or sale of assets, subject to standard confidentiality protections.

We do not share your business or financial information with third parties for their own marketing purposes.

Cookies and Similar Technologies

We use cookies and similar technologies to operate the Site, remember your preferences, analyze usage, and support marketing. You can control cookies through your browser settings. Disabling cookies may affect Site functionality.

We use the following types of cookies:

• Essential cookies: required for the Site to function.
• Analytics cookies: help us understand how visitors use the Site.
• Marketing cookies: used to deliver relevant advertising and measure its effectiveness.

We honor opt-out preference signals where required by law.

Your Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you.
• Correct inaccurate information.
• Delete your information, subject to legal exceptions.
• Object to or restrict certain processing.
• Data portability.
• Withdraw consent where processing is based on consent.
• Opt out of marketing communications.

To exercise these rights, contact us using the details below. We will respond within the time required by applicable law. We may need to verify your identity before fulfilling a request.

California Residents (CPRA)

If you are a California resident, you have the rights described above under the California Privacy Rights Act, including the right to know, delete, correct, and opt out of the sale or sharing of personal information. We do not sell personal information. To exercise CPRA rights, contact privacy@businessfxguide.com.

You may designate an authorized agent to make a request on your behalf. We will not discriminate against you for exercising your rights.

Third-Party Services

The Site may link to or integrate with third-party services, such as payment processors and analytics providers. This policy does not cover those third parties. We encourage you to review their privacy policies.

International Data Transfers

We are based in the United States. If you access the Site from outside the US, your information may be transferred to, stored, and processed in the US or other countries where our service providers operate. We take steps to ensure appropriate safeguards are in place for such transfers.

Children's Privacy

The Site and Services are intended for businesses and are not directed to children under 16. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will delete it.

Changes to This Policy

We may update this policy from time to time. We will post the revised policy on this page and update the "Last updated" date. Material changes will be communicated as required by law.

How to Contact Us for Privacy Inquiries

For questions about this Privacy Policy or to exercise your rights, contact us:

• Privacy email: privacy@businessfxguide.com
• Phone: +1 (312) 555-0147
• Mailing address: Suite 1140, 641 West Lake Street, Chicago, IL 60661

Last updated: October 29, 2026